Agreement to Terms

By accessing or using FinanceFlow Pro, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our website or use our services.

Description of Service

FinanceFlow Pro provides free online financial calculators including rate comparison tools, loan calculators, and savings planners. These tools are designed for informational and educational purposes to help users make informed financial decisions.

Use of Service

Permitted Use

You may use FinanceFlow Pro for lawful purposes only. You agree not to:

• Use our service in any way that violates any applicable law or regulation
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the service or servers
• Transmit any malicious code, viruses, or harmful data
• Scrape, copy, or duplicate our content without permission
• Use automated systems to access the service excessively

No Financial Advice

FinanceFlow Pro provides calculators and tools for informational purposes only. We do not provide financial, investment, tax, or legal advice. The calculations and information provided by our tools should not be considered as professional financial advice.

You should consult with qualified financial advisors, accountants, or legal professionals before making any financial decisions. We are not responsible for any financial decisions you make based on information from our calculators.

Accuracy of Information

While we strive to provide accurate calculations using industry-standard financial formulas, we make no warranties or guarantees about the accuracy, completeness, or reliability of any calculations or information provided through our service.

Financial calculations can be affected by many factors, and actual results may differ from calculated estimates. Always verify important financial information with your financial institution or professional advisor.

Intellectual Property

The content, features, and functionality of FinanceFlow Pro, including but not limited to text, graphics, logos, and software, are owned by FinanceFlow Pro and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any of our content without prior written permission, except for personal, non-commercial use.

Third-Party Links and Advertisements

Our website may contain links to third-party websites and display advertisements from third-party services like Google AdSense. We are not responsible for the content, privacy practices, or terms of service of any third-party websites or advertisers.

Disclaimer of Warranties

FinanceFlow Pro is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The service will be uninterrupted, timely, secure, or error-free
• The results obtained from using the service will be accurate or reliable
• Any errors in the service will be corrected

Limitation of Liability

To the fullest extent permitted by law, FinanceFlow Pro shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the service
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our service
• Any bugs, viruses, or other harmful code transmitted through the service
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content

Indemnification

You agree to defend, indemnify, and hold harmless FinanceFlow Pro and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the service or your violation of these Terms.

Changes to Service

We reserve the right to modify, suspend, or discontinue any part of our service at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

Changes to Terms

We may update these Terms of Service from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the service after any changes constitutes acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the service shall be resolved through binding arbitration.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@financeflowpro.com